Like other Silver plans, it pays for 70% of covered medical expenses on average members pay 30%, and money-saving subsidies may be available. The OMNIA Silver Health Savings Account (HSA) Plan is their lowest premium Silver plan. The OMNIA Silver Plan is a good choice for those who want to balance monthly premiums and out-of-pocket costs. Silver plans, on average, pay for 70% of the covered medical expenses members pay 30%, and money-saving subsidies may be available. It offers a mid-level monthly premium and out-of-pocket costs when compared to other OMNIA Health Plans. The OMNIA Silver Plan is Horizon BCBS’s lowest premium non-HSA Silver plan. The OMNIA Bronze Plan is a good choice if you don’t expect to use many medical services. Bronze plans, on average, pay for 60% of the covered medical expenses members pay 40%, and money-saving subsidies may be available. It offers the lowest monthly premium but highest out-of-pocket costs compared to other comprehensive OMNIA Health Plans, excluding catastrophic plans. The OMNIA Bronze Plan is their lowest premium Bronze plan. The difference between the tiers is how much you’ll pay for care and how much your insurance will cover. All these plans provide the same essential health benefits. Each plan offers a different level of coverage, and one might better fit your needs depending on your situation. Horizon Blue Cross Blue Shield of NJ plans are named after metal tiers: Bronze, Silver, Gold, and Platinum this makes it easy to compare options. Now is a great time to start researching your health insurance options for 2022. Open Enrollment is right around the corner in New Jersey! It starts Monday, Sunday 1, 2021, and ends January 31, 2022.
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